XRP Price Prediction: Can It Reach $2.00 Amid Technical Crossroads and Swiss Retail Adoption?

#XRP

• Technical Positioning: XRP trades below its 20-day MA at $1.9356 but shows positive MACD momentum, with immediate resistance at the moving average and stronger resistance at the upper Bollinger Band ($2.1035).
• Fundamental Development: SPAR Switzerland's adoption of XRP payments across 300+ stores provides tangible utility growth, though market reaction remains muted amid technical constraints.
• Price Path to $2.00: Achieving the $2.00 target requires approximately a 7% rally, a break above key technical resistance, and sustained momentum potentially fueled by broader market conditions or additional adoption news.

XRP Price Prediction

Technical Analysis: XRP at Critical Juncture

According to BTCC financial analyst Ava, XRP is currently trading at $1.8685, slightly below its 20-day moving average of $1.9356. The MACD indicator shows a positive histogram of 0.0080, with the MACD line at 0.1011 above the signal line at 0.0931, suggesting potential bullish momentum building. However, price action remains constrained within the Bollinger Bands, with the upper band at $2.1035 and lower band at $1.7676, indicating a consolidation phase. The current price sits NEAR the middle band, suggesting equilibrium between buyers and sellers.

Ava notes that a decisive break above the 20-day MA could signal renewed upward momentum toward the $2.00 psychological level, while failure to hold above current support could see a retest of the lower Bollinger Band near $1.7676.

Market Sentiment: Mixed Signals Amid Adoption News

BTCC financial analyst Ava observes that market sentiment presents a mixed picture. The adoption of XRP for payments across 300+ stores by SPAR Switzerland represents a significant fundamental development, potentially increasing utility and demand for the digital asset. However, technical analysis suggests the price is at a crossroads, testing key support within a descending channel pattern.

Ava emphasizes that while the Swiss retail adoption is bullish for long-term fundamentals, the market appears to be awaiting further catalysts to break out of its current sideways movement. The convergence of positive news with technical resistance creates an environment where sentiment could shift quickly based on price action around critical levels.

Factors Influencing XRP's Price

SPAR Switzerland Adopts XRP Payments Across 300+ Stores

SPAR Switzerland, a major grocery chain, has integrated XRP payments through Binance Pay and Oisy wallet since December 2025. Customers can now use QR codes for instant transactions, with settlements converted to Swiss francs for merchants. The move builds on SPAR's August 2025 announcement to accept 100+ cryptocurrencies, following successful Bitcoin Lightning Network pilots in Zug.

XRP was selected for its sub-0.0001 XRP transaction fees and speed—critical for retail microtransactions. Despite the adoption milestone, XRP's price remained stagnant at $1.85-$1.87 (-1.19%) as of December 27, 2025, suggesting market indifference to real-world utility announcements.

The rollout leverages Swiss fintech DFX.swiss, reflecting Switzerland's progressive crypto stance. While community enthusiasm grows, the muted price action underscores the divergence between merchant adoption and speculative trading dynamics.

XRP Price at Technical Crossroads as Descending Channel Tests Key Support

XRP's price action has entered a decisive phase, trading at $1.85 after retreating from its $2.11 peak. The fifth-largest cryptocurrency by market capitalization ($111.9 billion) now faces a critical technical test as it navigates a descending channel pattern on 4-hour charts.

Daily trading volume remains steady at $1.53 billion, suggesting measured participation rather than panic selling. The asset currently trades below both the 50-EMA ($1.88) and 100-EMA ($1.92), with the $1.77 support level emerging as a make-or-break threshold for near-term price direction.

Market structure now outweighs speculative hype, with the descending channel's series of lower highs indicating persistent selling pressure. Yet the absence of violent downward momentum leaves room for potential consolidation before the next directional move.

XRP Faces Sideways Movement Amid Awaiting Catalysts

XRP appears poised for sideways trading as market participants await fresh catalysts. Analysts suggest the token may hover near current levels through year-end, with potential drivers including ETF approvals, global payment expansion, and enhanced bridge asset functionality. Despite Ripple processing $95 billion in payments, XRP's price performance has lagged, down 14.63% year-to-date at $1.84.

Market observers note XRP is forming a higher low pattern reminiscent of April 2025. A break above $2 could signal bullish momentum. The token's trajectory remains tied to market perception and narrative shifts, with staking discussions emerging as a potential factor—though the lack of a clear yield mechanism currently disadvantages it against competitors.

Spot XRP ETFs in the U.S. recently surpassed $1 billion in assets, a testament to the asset's institutional recognition. 'The market is pricing in patience,' remarked one trader, as the ecosystem awaits developments that could unlock new utility.

Will XRP Price Hit 2?

Based on current technical indicators and market developments, BTCC financial analyst Ava provides the following assessment regarding XRP's potential to reach $2.00:

Ava notes that while the $2.00 level is within technical reach (only 7% above current price), several conditions must align: XRP needs to decisively break above its 20-day moving average at $1.9356, maintain momentum above this level, and potentially leverage the positive fundamental news of Swiss retail adoption. The upper Bollinger Band at $2.1035 provides a reasonable technical target if bullish momentum accelerates. However, the current descending channel pattern and sideways movement suggest the market may need additional catalysts or time before attempting a sustained move toward $2.00.